Success by JazE Edutech / Financial Literacy Tools
Interactive Utilities
Educational calculators and simulators that support planning, classroom discussion, standards alignment, and sponsor conversations.
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Use this calculator to estimate whether a school is ready to launch financial literacy, what could block rollout, how many learning hours may be created, and whether sponsor support may be a fit.
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Compound interest is interest earned on interest. Adjust the sliders and watch the compound lane pull away from simple interest in a side-by-side growth race you can run in class.
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A kitchen-table affordability console: drag income, debts, down payment, and rate to find a safe home price range under the 28/36 rule — then duel two scenarios side by side to see which lever moves the number most.
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Pick your score range, toggle the five factors that drive your credit score, and watch an illustrative month-by-month recovery curve update as you go. Transparent math, no sign-up, and no personal data — built for students, parents, and classrooms.
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Race a rent timeline against a buy timeline on your own numbers, find your break-even year, and see the hidden costs that decide which path wins. Built for students meeting the decision for the first time and parents weighing it right now.
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Select your asset tier, set a posture for each CRA performance test, and watch the Lending, Investment, and Service columns resolve into an indicated composite rating — an examiner-style readiness console, free to use.
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CRA modernization deadlines depend on who regulates you, how big you are, and what kind of institution you are. Map the exact milestone calendar for your bank in under a minute.
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See what a 401(k) really pays: split every projected retirement dollar into your deposits, your employer's match, and compounding — then find out how much match money a low contribution leaves behind.
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Enter cost, returns, and the fees everyone forgets to compute honest net-profit ROI — then watch the fee trap drag a 20% paper win back to reality. Toggle simple and annualized views across two classroom scenarios.
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A saver who starts at 22 races a saver who starts at 40 to the same retirement nest egg. The gap between their finishing balances is the price of waiting — measured in dollars, with the monthly catch-up that would close it.
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Answer the must-I-file question with real IRS threshold logic — the $400 gig floor, dependent limits, and the 65-and-over adjustment — applied to your own age, dependency, and income mix. Get a must-file, file-anyway, or no-need verdict with the exact dollar trigger explained.
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PMI is the mortgage fee most buyers never see coming. Two shaded PMI bands on one shared track, one common 78% cutoff — see what the gap between 15% down and 20% down really costs before you sign.
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Separate the app from the chartered institution, estimate your FDIC or NCUA coverage across ownership categories, and scan for red flags — a five-minute safety check for students and parents.
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Walk one small business loan through the reportability gates: product, size, and borrower revenue decide whether it must be reported for CRA. See which thresholds apply and which data points the file should capture.
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A scoring console that tests any virtual program — live webinars, on-demand courses, virtual counseling, or donated tech time — against the community development service criteria and an exam-file readiness check, then prints the evidence your exam file still needs.
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Race a low-cost index fund against a hands-on active strategy across 25+ simulated years and watch fees, skill, and effort pull the finish lines apart.
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Most refunds reach e-filers with direct deposit in under three weeks, but paper returns and the EITC hold add weeks. This free estimator maps your money through every IRS checkpoint and shows how each choice shifts your arrival date.
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A decision console for MDI status: run an institution through the FDIC and NCUA designation gates, map the community development credit paths under the 2023 CRA rule, and walk away with an exam-file evidence checklist.
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A guided builder for bank teams: pick the activity, partner, and geography, and get a confirmation checklist plus a copy-ready documentation request for your CRA exam file.
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Net worth is what you own minus what you owe. The Benchmark Curve Lab computes yours in seconds, then places it against Federal Reserve age bands so a first number becomes a position check — context, not a scoreboard.
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Your retirement age is not one number — it is your birth year's number. Enter a birth year to get the exact Social Security full retirement age, then see what claiming at 62, 67, or 70 really does to a monthly check.
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A cash advance is one tap away, but the flat fee and day-one interest are easy to miss. Set your card's terms, drag the repayment slider, and watch the advance race a grace-period purchase.
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A 529 plan turns small monthly deposits into tax-free tuition dollars — and the start date decides how big that engine gets. Compare the three tuition runways: birth vs. age 5 vs. age 12.
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A weighted, evidence-based scorecard that turns your must-have requirements into a ranked vendor shortlist — plus the printable selection memo your committee can file.